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The Affordable Care Act (ACA) will begin to impact individuals now. Beginning in 2014, the ACA requires individuals to maintain minimum essential health insurance coverage with some exceptions. Minimum essential health insurance coverage includes: Eligible employer-sponsored coverage; Individual coverage; Medicare and Medicaid; State Children’s Health Insurance Program (CHIP); TRICARE; Department… Read More»

The ACA has several key provisions for businesses, such as: Business with Fewer than 25 Employees: Are not required to provide health insurance to employees; Must provide notice to employees about the availability of the on-line state health-insurance exchanges; Receive potential tax credits for employers that do provide health insurance… Read More»