- Starting after September 30, 2025, the IRS will issue tax refunds electronically only, unless an exception applies.
- When filing your tax return, provide your bank account and routing number for direct deposit.
This means:
- Direct deposit will be the primary method.
- You can elect to allocate your refund to as many as three separate accounts
- Prepaid debit cards that are reloadable and have an account and routing number assigned to them may be able to be used.
- Some mobile apps or digital wallets may have account and routing numbers, check with the app provider.
- Paper checks will be phased out except for rare cases (e.g., no banking access).